Credit Analyst (Start ASAP)

About BDO Unibank

BDO Unibank, Inc. is a full-service universal bank in the Philippines, providing a complete array of industry-leading products and services including Lending (corporate and consumer), Deposit-taking, Foreign Exchange, Brokering, Trust and Investments, Credit Cards, Retail Cash Cards, Corporate Cash Management and Remittances. The Bank offers Investment Banking, Private Banking, Leasing and Finance, Rural Banking, Life Insurance, Insurance Brokerage, and Online and Traditional Stock Brokerage services through its local subsidiaries.

Your responsibilities

• Ensures credit evaluation is applied to all corporate banking accounts
• Conducts regular and timely credit reviews of the assigned portfolio of corporate and commercial borrowing accounts
• Provides a comprehensive executive summary which includes brief company background, business outlook, historical and projected financial analysis, key risks and mitigating factors, and assessment of the financing package and recommendation
• Compiles industry indices and financial benchmarks to evaluate the performance of borrowers vis-a-vis the industry
• Joins the account officer in client calls to get inputs for business reviews

Training & development

They have developed several training and development programs for their employees. Through these, they aim to help them reach their full potential as employees, professionals, and citizens of society. Some of the training and programs are:

• Officership Development Program (ODP)
• Management Development Program (MDP)
• Relationship Manager Training Program (RMTP)
• Credit Analyst Training Program (CATP)

Read more here...

Compensation & benefits

BDO's compensation packages are highly competitive. According to Glassdoor, the Credit Analyst's salary estimate is from Php 12,000 to Php 35,000 per month and includes excellent benefits such as:

• Medical benefits
• Pharmacy
• Dental benefits
• Vision benefits
• Wellness
• Pretax transportation
• 401k matching
• Wide range of employee discounts (travel, cell phone, computers, and more)
• Referral bonuses

Career progression

BDO is committed to the professional growth and personal development of its people. They aspire for them to find meaning and satisfaction in their careers. Through their training and development programs, they aim to help them reach their full potential as employees, professionals, and citizens of society.

Company culture

They take pride in their corporate culture guided by their “We Find Ways” service philosophy. “We Find Ways” is more than just a tagline to them. It beats at the heart of BDO’s culture.

They are committed to promoting a work environment that fosters diversity, equity, and inclusion. They ensure that their employees receive fair and equal treatment, equal rights, and opportunities regardless of gender, ethnicity, race, age, religion, sexual orientation, and disability. They are valued for their unique contributions to the bank's success.

About you

• Bachelor's Degree in Business / Finance / Accounting / Management / Economics / Statistics / Applied Math
• Strong Financial Analysis, Profit and Loss, and Cashflow Analysis skills required
• Experience in credit evaluation for corporate and commercial accounts gained from a bank or financial institution is an advantage, but not required
• Experience in Credit / Accounting / Comptrollership / Finance
• Certified Public Accountant (CPA) or Certified Financial Analyst (CFA) is an advantage, but not required
• You must be willing to work onsite and be assigned to Ortigas
• Fresh graduates with good academic and extra-curricular backgrounds are encouraged to apply

How to apply

To apply for this position, please click the "Apply on employer site" button on this page.

Application Process:

• Explore Job Opportunities
• Create an Applicant Profile
• Submit your Application

Source/s:

• bdo.com.ph
• youtube.com
• glassdoor.com